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Insurance :: How much cover do I need?
Is the Insurance to protect your family?

You should ensure that the sum assured payable would be sufficient to make sure your family and children would be financially secure and be able to continue with their same standard of living, and where applicable, future expenses such as further education would be catered for.

The term of the cover should be over a period where your children are no longer likely to be financially dependent on their surviving parent.

There are various methods used to calculate the amount of life & critical illness insurance needed, however, as a guide, we would generally recommend that a sum assured equal to your annual salary multiplied by the number of years the cover is required, plus all outstanding liabilities, minus any existing life & critical illness insurance, savings etc.

Please enter your details then click "Calculate"
Annual Income
Term in Years
Mortgages/outstanding Loans
Exsisiting Life Cover
Approx Cover Required


 
 

FPM Advice Centre LLP is a Limited Liability Partnership. Registered Office: 5 Bold Street, Warrington, Cheshire. WA1 1DN. Registered in England and Wales number: OC330030.

FPM Advice Centre LLP is Authorised and Regulated by the Financial Services Authority.