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Insurance :: Reasons to Insure
Why do I need Life and Critical Illness Insurance?

Because - Every 40 Seconds someone in the UK will be struck down by a critical illness!
 
Facts:-
  • You are THREE times more likely to suffer a critical illness than to die before you retire

  • In 1997, 1 in 5 of all people who consulted their GP were diagnosed as having a long term illness

  • 700 people every day in the UK will suffer a heart attack - More than 50% of them will survive

  • There are over 300,000 new cases of male coronary heart disease in a typical year

  • More than 1 in 3 people will contract cancer at some time in their lives - At least half of them will survive more than 5 years

  • Each year in the UK, 100,000 people have a stroke for the first time - Nearly 70% survive for at least 12 months

  • A Stroke is the largest single cause of severe disability with over 300,000 people being affected at any one time
 
If you were to be diagnosed as having one of a defined list of critical illnesses, you could actually become a bigger burden, financially, on the family than if you had died!
(assuming you had sufficient life cover)
 

In the same way the foundations of a house support your house, your income supports the lifestyle to which you have become accustomed.

How would you cope if your income stopped?

How long would your mortgage and other bills continue to become due?

How would your family cope financially if you suffered a critical illness or you lost your income, or both?

By investing a small part of your current income in Critical Illness Protection or Income Protection you can provide peace of mind for you and your family

Source:
British Heart Foundation website, June 2001, Cancer Research Campaign website, May 2001, The Facts of Life & Health Insurance, Nov. 1999, The Stroke Association 1999/GE Frankona Re, 2001, Cover Magazine, Oct 1997, Money Marketing Focus Supplement -summer 2001, The Stroke Association 1999/GE Frankona Re, 2001, The Facts of Life & Health Insurance Nov 1999, Regional Trends 32, 1997, British Heart Foundation website. Morbidity and Mortality statistics (2002). 11023N.07.200
 
 

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